Personal Banking

Checking Accounts

A checking account is a bank account that allows easy access to the funds in your bank account.

Savings Accounts

A savings account is a place where you can store cash securely while you earn interest on your money.

Money Market Platinum

Money Market Savings

Passbook Savings

Piggy Bank Savers Account

Super Savers Account

Certificates of Deposit (CD's)

A Certificate of Deposit is both a receipt for funds deposited with our bank and a contract in which you agree to leave your money on deposit for a fixed amount of time in return for a fixed rate of interest.

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Mortgages & Loans

To inquire or apply for financing for home loan purchase or refinance, cabins, second homes, home equity loans or investments properties.

Each depositor is insured to $250,000 by the FDIC. Additional protection can be obtained by holding jointly, or in trust, or Individual Retirement Accounts.

Account Services

Checking Accounts

Student Checking:

A student checking account with great features.

Ages 14 to 25

Check safe-keeping required

No minimum balance required

Direct Deposit required, if available

No monthly service charge

ATM / Debit Card fees are refundable (up to $10.00 per month)

No minimum balance required

No monthly service charge

Security Checking:

Our most popular checking account.

Check safe-keeping required

Direct deposit required, if available

No minimum balance required

No monthly service charge

Regular Checking:

A standard checking account with great features.

Under $300.00 minimum balance = $5.00 per month + .20 per debit transaction (withdrawal, automatic transfer or payment out of this account)

Monthly Checking Account statement (includes check images)

$300

Under $300.00 minimum balance

No Service Charge with $300.00 minimum daily balance

Classic Checking:

Checking account for thoses 55 and older.

For anyone aged 55 and over

Security Checking with free "Specialty Style" checks

No minimum balance required

No monthly service charge

Now Checking:

Interest Bearing Checking Account.

Interest bearing account

No Service Charge with $500.00 minimum daily balance

Under $500.00 minimum balance = $5.00 per month + .25 per debit transaction (withdrawal, automatic transfer or payment out of this account)

Not available for Corporations or Partnerships

Click here for current rates

$500

Under $500.00 minimum balance

No monthly service charge with $500.00 minimum daily balance

Super Now Checking:

Interest Bearing Checking Account.

Interest bearing account

Under $1,000.00 minimum balance = $5.00 per month + .25 debit transaction (withdrawal, automatic transfer or payment out of this account)

Not available for Corporations or Partnerships

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$1,000

Under $1,000.00 minimum balance

No monthly service charge with $1,000.00 minimum daily balance

Savings Accounts

Money Market Platinum:

Variable interest rates.

Interest will vary with balance maintained. Interest paid monthly

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Money Market Savings:

Interest paid monthly, exclusive interest rates and more.

Interest will vary with balance maintained

Interest paid monthly

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Passbook Savings:

Low minimum balance. Interest paid quarterly.

Interest paid quarterly

Interest not paid on balances under $50.00

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Piggy Bank Savers Account:

For children ages 12 and under.

Free Piggy Bank

Birthday Bank Tour - contact your local branch

Interest is not paid on daily balances under $50.00

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Super Savers Account:

For Secondary School Students.

Bring in your report card for $1.00 per A and $.50 per B (not to exceed $10.00 per term)

Interest is not paid on daily balances under $50.00

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Certificates of Deposit (CD's)

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Each depositor is insured to $250,000 by the FDIC. Additional protection can be obtained by holding jointly, or in trust, or Individual Retirement Accounts.

Member FDIC

Mortgages

To inquire or apply for financing for home loan purchase or refinance, cabins, second homes, home equity loans or investments properties click here

Wide Variety of Programs
Competitive Rates
15 year, 20 year, and 30 year fixed rate mortgages
Financing for primary & secondary homes and investment property
LOCAL CLOSINGS

Member FDIC

Loans

Real Estate
Home Equity
Home Improvement
Construction Loan

Hobby Farms
Automobiles
Recreational Vehicles
Bare Land Loan

Consumer Loans
Ready Reserve Lines of Credit
Business Credit Line
Commercial Loans

Other Services

Automatic Deposits

Automatic Payments

Automatic Transfers
Bill Payment Services

Cashiers Checks

Credit Cards

Debit Cards/ATM Cards

Dial-A-Bank (24-hour Customer Support)
Foreign Currency
HSA's

Internet Banking
IRA's
Mobile Banking
Mobile Remote Deposit Capture
Money Orders
Night Depository
Notary Service
Postage Paid Bank by Mail Envelopes
Safe Deposit Boxes
Wire Transfers

Checking Accounts

Savings Accounts

Certificates of Deposit (CD's)

Mortgages & Loans

Account Services

Checking Accounts

Student Checking:

Security Checking:

Regular Checking:

Classic Checking:

Now Checking:

Super Now Checking:

Savings Accounts

Money Market Platinum:

Money Market Savings:

Passbook Savings:

Piggy Bank Savers Account:

Super Savers Account:

Certificates of Deposit (CD's)

Mortgages

Loans

Other Services

How Can We Help You?

Internet Banking Help

Customer Resources

Current Rates